What is the primary use of online banking?

The primary use of online banking is to perform financial transactions over the Internet. This encompasses a wide range of activities, such as checking account balances, transferring funds between accounts, paying bills, and reviewing transaction history, all done through a secure online platform. Online banking provides convenience and flexibility, allowing users to manage their finances anytime and anywhere, without the constraints of physical banking hours or locations.

While withdrawing physical cash, applying for loans, or sending paper checks are tasks that can be associated with banking, they do not highlight the primary function of online banking, which is centered on facilitating transactions in a digital format. The essence of online banking is its ability to streamline and enhance the way customers interact with their financial services, making option B the most accurate choice.