What do you call someone who enjoys spending money on himself/herself or others?

A person who enjoys spending money on themselves or others is referred to as a spender. Spenders prioritize immediate satisfaction and enjoyment, often making purchases for pleasure rather than necessity. This behavior reflects their inclination to enjoy life in the moment, which can include buying luxury items, dining out, or engaging in various recreational activities.

In contrast, a saver focuses on building wealth and preparing for future needs, often delaying gratification in order to save money. An investor takes a longer-term view, using their money to purchase assets with the expectation of generating returns over time. A risk taker is someone who is willing to engage in financial ventures that could yield high returns but also come with the potential for significant loss. Each of these roles emphasizes different attitudes and approaches towards money, but the spender is specifically characterized by their enjoyment of spending.